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Industries

Business insurance for the way your business works.

Start with the work you do. Riza helps organize coverage as contracts, crews, vehicles, equipment, and locations change.

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  • Get clear on job and contract requirements
  • Review insurance as the business grows
  • One broker from quote through renewal

Find business insurance for your industry.

Choose the closest match to explore common coverage needs, operating risks, and job requirements. If your business is not listed, tell us what you do. Riza works with businesses across industries.

Core trades.Plumbing, HVAC, and electrical contractor insurance.
Plumbing contractor insurance

Service calls, installations, crews, vans, tools, and water damage.

HVAC contractor insurance

Installation, maintenance, seasonal demand, technicians, fleets, and equipment.

Electrical contractor insurance

Panels, wiring, field crews, service vehicles, inspections, and completed work.

Building and exterior contractors.Insurance for general contractors, remodelers, roofers, painters, and exterior trades.
General contractor insurance

Projects, contracts, subcontractors, schedules, certificates, and completed work.

Residential remodeling contractor insurance

Renovations, additions, occupied homes, subcontractors, and design build work.

Roofing contractor insurance

Height, weather, crews, subcontractors, materials, and completed work.

Gutter and siding contractor insurance

Exterior systems, roof access, water management, crews, and completed work.

Painting contractor insurance

Interior and exterior projects, coatings, ladders, lifts, and overspray.

Garage and overhead door contractor insurance

Doors, docks, lifts, technicians, service vehicles, and access systems.

Property and field services.Insurance for mobile service businesses working at homes and commercial properties.
Landscaping and lawn care insurance

Crews, routes, vehicles, equipment, seasonal work, and customer property.

Irrigation contractor insurance

Installation, excavation, service calls, controls, equipment, and customer property.

Pest control company insurance

Mobile technicians, treatment routes, chemicals, vehicles, and customer property.

Pool and spa service company insurance

Service routes, chemicals, equipment, repairs, installations, and customer property.

Septic service contractor insurance

Pumping, inspections, transport, excavation, vehicles, and system installation.

Water treatment contractor insurance

Testing, filtration, conditioning systems, installation, and recurring service.

Chimney sweep and fireplace services insurance

Inspections, sweeping, repairs, soot, fire exposure, and roof access.

Air duct cleaning company insurance

Ducts, vents, exhaust systems, indoor service, and customer property.

Handyman and property repair businesses insurance

Varied repair lists, recurring maintenance, small projects, tools, and customer property.

Appliance repair company insurance

Home service calls, vehicles, parts, gas, water, and installation.

Commercial systems and equipment.Insurance for contractors who install, service, and maintain critical building systems.
Commercial refrigeration contractor insurance

Critical systems, refrigerants, installation, emergency service, and equipment breakdowns.

Commercial food equipment contractor insurance

Kitchen equipment, hoods, utilities, cooking lines, and emergency repairs.

Audio-visual contractor insurance

System design, programming, installation, equipment, and work in occupied buildings.

Alarm and security contractor insurance

Surveillance, access control, monitoring, life safety systems, and service work.

Fire and life-safety contractor insurance

Sprinklers, alarms, inspections, code requirements, installation, and service.

Locksmith and door hardware company insurance

Mobile service, access control, keys, door hardware, and customer property.

Property operations.Insurance for property managers overseeing buildings, tenants, employees, and vendors.
Property manager insurance

Buildings, tenants, employees, vendors, vehicles, and professional responsibilities.

Questions, answered.

What to know about coverage and working with Riza.

Does Riza only insure contractors and trades?
No. Riza works with businesses of all kinds. We specialize in contractors, trades, construction, and companies that are growing or taking on new opportunities and risks. Our role is to help insurance keep up with the business.
What business insurance does my industry need?
Business insurance needs depend on the work you do, the contracts you sign, your employees and payroll, vehicles and drivers, property, tools and equipment, subcontractors, locations, and where you operate. The easiest way to start is to click “Get a Quote.” A licensed Riza broker will walk through your business and help identify coverage options to consider.
What if I do not see my industry listed?
Tell us what your business does. Riza works with businesses of all kinds, even if there is not a dedicated page for your industry yet. We specialize in contractors, trades, construction, and businesses that are growing, but this directory does not define who we can help. Click “Get a Quote” and we’ll walk you through the process.
How should business insurance change as my company grows?
Insurance should keep pace with the business. New contracts, employees, vehicles, equipment, locations, services, revenue, and states can change your risks and coverage needs. Riza stays involved from quote through renewal to help review those changes and keep your insurance program aligned with the business you are building.

Don’t see your industry?

Tell us what your business does. Riza supports businesses across industries, and we’ll walk you through where to start.

Prefer to talk? Call +1 802-GOT-RIZA · Sun to Sat, 8am to 8pm ET