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Illustrated suburban street with a two-story house, tall trees, a row of distant homes and a mailbox with a purple flag at the curb

Personal cyber and identity insurance

your family, protected online.

Hacked accounts, stolen identities, online fraud and cyberbullying. Coverage and experts to put things right.

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MARKETS WE PLACE THROUGH

Progressive Commercial
Chubb
Travelers
Nationwide
AmTrust
CNA
biBerk
ERGO NEXT
THREE

hacked? you’re covered.

Ransomware, identity theft and online fraud. Tap around the house to see what’s covered, and what isn’t.

Illustrated cutaway of a home: an office with a laptop showing a purple padlock, a bedroom with a game console, TV and headphones, a kitchen with a smart speaker and tablet, a front door with a smart lock, a garage with an SUV and a key fob on the wall, and a mailbox full of letters outside

covered

Ransomware locks your laptop

Experts to restore your files.

covered

Someone steals your identity

Help and costs to restore it.

usually covered

You wire money to a fake closing

Up to a set limit, on most policies.

on some policies

Your kid is bullied online

Counseling and support.

covered

Ransomware locks your laptop

Experts to restore your files.

Examples. Your policy sets the details.

hacked?
make one call.

We bring in the carrier’s experts to lock things down and follow the claim until it’s closed.

  1. 1. Call us right away

    Don’t pay anyone. Tell us what you’re seeing.

  2. 2. The experts step in

    Specialists help secure accounts and restore your identity.

  3. 3. We push it through

    Costs and payouts, followed to the end.

the best price, without the shopping.

Tell us about your home and family once. We compare the carriers and bring back your options, side by side.

The Castell family

your options

$480a year, $250K limit

3 options, same coverage

Option A$480

Option B$560

Option C$690

Family of 412 devicesSmart homeNo claims
compare your options
same
coverage,

best price

switching takes one signature.

Keep your broker until the numbers say move. We do the paperwork.

  1. 1. Send your policy

    Your current policy is enough. No forms.

  2. 2. We compare

    Coverage, service and price, side by side with today’s options.

  3. 3. You choose

    Stay or switch. If you switch, we handle the paperwork.

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good to know.

Straight answers about personal cyber insurance.

What does personal cyber insurance cover?
It typically covers help and costs after cyber attacks on your family, like ransomware, hacked accounts, identity theft and online fraud. Many policies also include cyberbullying support and data restoration. Coverage varies a lot by carrier.
Does homeowners insurance cover identity theft?
Sometimes, in a small way. Some home policies include limited identity theft expense coverage. A personal cyber policy usually offers higher limits, experts to restore your identity and coverage for other online threats.
Is wire fraud from a fake closing covered?
On many personal cyber policies, yes, up to a set limit. Fake wire instructions during home purchases are a common scam. Always confirm wire instructions by phone with a number you already have, and check how much your policy covers.
Does personal cyber cover cyberbullying?
Some policies do, with costs like counseling, temporary relocation or legal help. Definitions and limits vary, so check the wording if this is important to your family.
How much personal cyber coverage do I need?
It depends on how your family lives online. Public profiles and large wire transfers usually call for higher limits. Think about the biggest payment you might make online and the cost of restoring accounts and devices.

see what your
program is missing.

Most have gaps. Find yours with a policy review.

get startedor call 802-GOT-RIZA