Report a claimGet a certificateMake a changeLog in
riza
802-GOT-RIZAget started
Illustrated riverbank job site with an excavator beside a dirt pile, a purple spill bucket and absorbent pads, a bridge across the river and a water tower on the far bank

Contractors pollution liability

for the mess
nobody plans for.

Fuel spills, mold, solvents and runoff from your job site. Contractors pollution covers the cleanup and claims your general liability won’t.

get started

MARKETS WE PLACE THROUGH

Progressive Commercial
Chubb
Travelers
Nationwide
AmTrust
CNA
biBerk
ERGO NEXT
THREE

spills happen. cleanups are covered.

Fuel, mold, solvents and runoff. Tap around the job to see what’s covered, and what isn’t.

Illustrated job site with a mold-stained basement wall and solvent cans on one side, and an excavator over a trench where a punctured fuel tank leaks a dark stream into a storm drain, beside a dump truck and a purple spill bucket

covered

You hit a fuel tank

Cleanup and claims from neighbors.

usually covered

Mold spreads after your work

Often up to a lower limit.

covered

Solvents spill on the job

Cleanup and damage to others.

covered

Runoff reaches a storm drain

Environmental cleanup costs.

covered

You hit a fuel tank

Cleanup and claims from neighbors.

Examples. Your policy sets the details.

spill on site?
make one call.

We get the carrier’s cleanup and legal teams moving, then follow the claim to the end.

  1. 1. Call us right away

    Stop the source if it’s safe, then tell us what happened.

  2. 2. We bring in the carrier

    Their cleanup and legal teams get on it with you.

  3. 3. We push it through

    Cleanup costs and third-party claims, followed to the end.

the best price, without the shopping.

Tell us about your business once. We compare the market and bring back your options, side by side.

Harbor Excavation

your options

$2,400a year, $1M limit

3 options, same coverage

Option A$2,400

Option B$2,750

Option C$3,200

ExcavationDenver, CO$3M revenueNo claims
compare your options
same
coverage,
best price
get startedAlready insured? Send your policy

switching takes one signature.

Keep your broker until the numbers say move. We do the paperwork.

  1. 1. Send your policy

    Your current policy is enough. No forms.

  2. 2. We compare

    Coverage, service and price, side by side with today’s options.

  3. 3. You choose

    Stay or switch. If you switch, we handle the paperwork.

get started

Put them on one program and we shop them together at every renewal.

good to know.

Straight answers about contractors pollution.

What is contractors pollution liability?
Contractors pollution liability covers claims and cleanup costs when your work causes or worsens pollution, like a fuel spill, mold, asbestos disturbance or contaminated runoff. It pays for third-party injury, property damage, cleanup and legal defense. It’s common for excavation, environmental, plumbing, HVAC and remediation contractors.
Does general liability cover pollution?
Usually not. Most general liability policies include a broad pollution exclusion, so spills, mold and contamination claims are often denied. A few policies give limited exceptions. Contractors pollution liability is designed to fill that gap.
Do contracts require contractors pollution insurance?
Often. Public projects, environmental work and many commercial contracts require contractors pollution liability, frequently with a set limit and the owner named as an additional insured. Check your contract’s insurance section before you bid.
Does contractors pollution cover mold?
Many policies do, when your work causes or worsens mold. Some policies limit or exclude mold, or offer it with a lower sublimit. If mold is a common risk in your trade, like plumbing or water damage restoration, confirm the policy wording.
How much does contractors pollution insurance cost?
Premiums depend on your trade, revenue, limit and claims history. Higher-risk work, like environmental remediation or asbestos abatement, usually costs more.

Insurance words, in plain English: occurrence vs claims-made · tail coverage · completed operations

see what your
program is missing.

Most have gaps. Find yours with a policy review.

get startedor call 802-GOT-RIZA