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Illustrated hillside street with a modern glass house and a purple mailbox on one side, a silver sports car on the road, a city skyline across the water and a tall office tower on the other side

Insurance for founders and executives

your company’s
covered. now
you are too.

Personal coverage for founders and executives: higher liability limits, a public profile, a liquidity event and the gaps company policies leave.

get started

MARKETS WE PLACE THROUGH

Progressive Commercial
Chubb
Travelers
Nationwide
AmTrust
CNA
biBerk
ERGO NEXT
THREE

your whole life,
one plan.

Homes, cars, art, liability and your online life. Tap around to see how it fits together, and where the gaps usually are.

Illustrated cutaway of a modern two-story home: a home office with a laptop, a living room with a large painting, a bedroom with a purple suitcase on the bed, a garage with a sports car, a dining room, a rooftop terrace and a front gate under a security camera

home insurance

The house and what’s in it

Rebuilt the way it was.

car insurance

The car

Damage, theft and liability.

personal cyber

Your accounts and identity

Help if you’re targeted online.

excess liability

A guest hurt at a party

Pays past your home limit.

home insurance

The house and what’s in it

Rebuilt the way it was.

Examples. Your policy sets the details.

who covers what.

Pick a moment to see which policy protects you.

At work

Decisions you make as an officer.

Your company’s D&O covers claims about how you run it. We check the limits and who else shares them.

covered by: Your company’s D&O. Illustrated leather executive chair behind a glossy desk with a purple name plate

something happens?
make one call.

One call to us. We bring in the carrier and the right experts, discreetly, and follow it until it’s closed.

  1. 1. Call us first

    Tell us what happened. We keep it private.

  2. 2. We bring in experts

    Adjusters, lawyers and the carrier, lined up for you.

  3. 3. We push it through

    Defense, repairs and payouts, followed to the end.

the best price, without the shopping.

Tell us about your home and family once. We compare the carriers and bring back your options, side by side.

The Park family

your options

$31,400a year, one plan

3 options, same coverage

Option A$31,400

Option B$34,200

Option C$38,700

Founder2 homesArt$20M excess
compare your options
same
coverage,
best price
get startedAlready insured? Send your policy

switching takes one signature.

Keep your broker until the numbers say move. We do the paperwork.

  1. 1. Send your policy

    Your current policy is enough. No forms.

  2. 2. We compare

    Coverage, service and price, side by side with today’s options.

  3. 3. You choose

    Stay or switch. If you switch, we handle the paperwork.

get started

Put them on one program and we shop them together at every renewal.

good to know.

Straight answers for founders and executives.

What personal insurance do founders need?
Usually strong home, car and valuables coverage, plus high excess liability limits and personal cyber. Founders often have a public profile and concentrated wealth, which can make them bigger targets for lawsuits and fraud. Company policies don’t cover personal life.
Does my company’s D&O cover me personally?
It covers you for claims about decisions you make as a director or officer of that company. It doesn’t cover your personal life, your homes or other boards. Check the limits, who shares them and what happens to coverage if the company is sold.
What changes after a liquidity event?
Often a lot. New wealth usually means higher excess liability limits, updated home and valuables coverage, stronger personal cyber and a plan for new purchases like a home or art. It’s best to plan before the money lands.
How much excess liability should an executive carry?
It depends on net worth, visibility and exposures like homes, cars and household staff. Many executives carry more than they expect, and the right limit depends on what a lawsuit could reach. The goal is enough limit that a lawsuit targets the policy, not your personal assets.
What is outside directorship coverage?
It covers you when you serve on the board of another company or a nonprofit. It usually sits behind that organization’s own D&O and responds if that coverage is exhausted, excluded or the organization won’t indemnify you. It’s often added to a company or personal policy.

Insurance words, in plain English: change in control · d&o side a, b and c

see what your
program is missing.

Most have gaps. Find yours with a policy review.

get startedor call 802-GOT-RIZA