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Illustrated open desert street with a Joshua tree over a house wall fitted with a water softener, two filtration tanks and a purple filter housing on one side, and a Joshua tree over a service van with its back doors open on shelves of filter cartridges and salt bags on the other

Water treatment insurance

sell the
service plan.

Liability, comp, vans and test equipment for water treatment dealers growing from installs into service plans and commercial systems.

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MARKETS WE PLACE THROUGH

Progressive Commercial
Chubb
Travelers
Nationwide
AmTrust
CNA
biBerk
ERGO NEXT
THREE

a bad day on
the job, covered.

A failed fitting, a dropped tank, a stolen meter. Tap around to see which policy steps in.

Illustrated cutaway of a two-story house with a failed fitting spraying water over a flooded basement beside the softener and filter tanks, a treatment tank tipped off a hand truck and a purple test kit on the basement floor, stained fixtures in the upstairs bathroom, and a service van with a broken side window backed into a mailbox post

general liability

A fitting fails after the install

Water damage to the customer’s home.

workers’ comp

A technician is hurt moving a tank

Medical bills and lost wages.

professional liability

The system can’t keep up with the water

Claims your recommendation was wrong.

tools and equipment

Test gear gets stolen from the van

Tools and gear, on the job or on the road.

commercial auto

The van backs into a mailbox post

Damage you cause on the road.

general liability

A fitting fails after the install

Water damage to the customer’s home.

Examples. Your policy sets the details.

the work changes
what we check.

Homes, commercial systems and the service route carry different risks. Pick yours.

Residential systems

Softeners, filters and the route.

Softeners, filters and purification in customer homes, with recurring service. We check how the policy treats water damage, and the service plans, vans and gear behind the route.

we check first: Water damage wording. Illustrated water softener with a brine tank, a whole-house filter on the supply line, salt bags on the floor and a purple test kit case on the brine tank

water treatment businesses
usually carry.

Put them on one program and we shop them together at every renewal.

a leak after the install?
make one call.

We file it, get an adjuster on it and follow up until it’s closed.

  1. 1. Call us from the job

    Tell us what happened and send a few photos.

  2. 2. We file it

    Photos, notes and the customer’s details go to the carrier.

  3. 3. We push it through

    Repairs, the customer’s claim and your payout, followed to the end.

the best price, without the shopping.

Tell us about your business once. We compare the market and bring back your options, side by side.

Clearspring Water

your options

$9,800a year, 4 policies

3 options, same coverage

Option A$9,800

Option B$10,900

Option C$12,300

5 technicians4 vansPhoenix, AZClean records
compare your options
same
coverage,
best price
get startedAlready insured? Send your policy

switching takes one signature.

Keep your broker until the numbers say move. We do the paperwork.

  1. 1. Send your policy

    Your current policy is enough. No forms.

  2. 2. We compare

    Coverage, service and price, side by side with today’s options.

  3. 3. You choose

    Stay or switch. If you switch, we handle the paperwork.

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guides
water treatment pros ask for.

The coverage behind the install, the advice and the route.

growing by
acquisition?

Buying another water treatment shop, backed by private equity or getting ready to sell? We cover the deal and the company you’re building.

good to know.

Straight answers about water treatment insurance.

What insurance does a water treatment business need?
Most water treatment contractors carry general liability, workers’ comp, commercial auto and tools coverage. Facility managers and commercial customers ask for a certificate before installation, and state rules set when comp applies. Pollution, products, professional and umbrella coverage can come up as you design systems, handle chemicals or sell your own products.
Does general liability cover water damage after an install?
It can cover damage to a customer’s property caused by your finished work, like a connection that fails and floods a basement, under the completed operations part of the policy. Replacing the failed part itself is a separate question. Exclusions and the policy wording matter, so the details are worth reading closely.
Why do treatment process and product responsibility matter?
A business that only services equipment is a different risk from one that designs systems, recommends treatment, sells private label products, handles chemicals or guarantees water quality. Carriers write those differently, so we describe each responsibility precisely before quoting, and read the policy terms against the work you actually do.
Does general liability cover a treatment recommendation?
Not always. Testing, recommendations and system design can sit outside ordinary general liability, because the claim is about advice rather than damage you caused. Companies that design systems or promise results often look at professional liability to fill that gap. The policy wording and your contracts decide where the line falls.
What affects the price of water treatment insurance?
Mainly residential versus commercial work, testing and recommendations, system type and capacity, chemicals, pumps, payroll, vans and completed work, along with limits, deductibles and your claims history. We read the exclusions alongside the premium, so you compare what the price actually buys.

Insurance words, in plain English: certificate of insurance · additional insured · waiver of subrogation · class code · premium audit · uninsured subcontractor charge

see what your
program is missing.

Most have gaps. Find yours with a policy review.

get startedor call 802-GOT-RIZA