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Illustrated harbor with a sailboat moored at a wooden dock flying a purple pennant, a lighthouse across calm water, and a private jet parked in an open hangar under the trees

Yacht and aircraft insurance

on the water and in the air, covered.

Yachts, sailboats, tenders and private aircraft. We work with specialist markets and stay with you through the claim.

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MARKETS WE PLACE THROUGH

Progressive Commercial
Chubb
Travelers
Nationwide
AmTrust
CNA
biBerk
ERGO NEXT
THREE

storms happen.
you’re covered.

Storms, theft and accidents on the water and in the hangar. Tap around to see what’s covered, and what isn’t.

Illustrated marina beside an airfield: a motor yacht with a purple life ring moored at a concrete dock, an inflatable tender and a wave runner alongside, an SUV parked on the dock, and an open hangar with a private jet and a fuel truck, a control tower and windsock beyond

covered

Storm damage at the dock

Repairs to the hull and equipment.

usually covered

Your tender is stolen

When it’s listed on your policy.

covered

Hangar damage to the plane

Repairs, with hull coverage.

usually covered

Your wave runner hits a dock

Liability, when it’s listed.

covered

Storm damage at the dock

Repairs to the hull and equipment.

Examples. Your policy sets the details.

trouble on board?
make one call.

We bring in the specialist adjuster and surveyor and follow the claim until it’s closed.

  1. 1. Call us first

    Tell us what happened and where the boat or plane is.

  2. 2. We bring in specialists

    Surveyors, adjusters and the carrier, lined up for you.

  3. 3. We push it through

    Repairs and payouts, followed to the end.

the best price, without the shopping.

Tell us about your home and family once. We compare the carriers and bring back your options, side by side.

The Brennan family

your options

$28,000a year, $3.4M hull

3 options, same coverage

Option A$28,000

Option B$31,500

Option C$36,000

62 ft yachtNewport, RICaptain aboardNo claims
compare your options
same
coverage,
best price
get startedAlready insured? Send your policy

switching takes one signature.

Keep your broker until the numbers say move. We do the paperwork.

  1. 1. Send your policy

    Your current policy is enough. No forms.

  2. 2. We compare

    Coverage, service and price, side by side with today’s options.

  3. 3. You choose

    Stay or switch. If you switch, we handle the paperwork.

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Put them on one program and we shop them together at every renewal.

good to know.

Straight answers about yacht and aircraft insurance.

What does yacht insurance cover?
Typically damage to the yacht itself (hull), liability for injuries and damage to others, and often personal property on board, medical payments and uninsured boater coverage. Crew coverage, charter use and extended cruising areas usually need to be added.
Do I need a licensed captain to insure a yacht?
Sometimes. For larger yachts, carriers often require a licensed captain or proven experience for the owner. Requirements depend on the yacht’s size, speed and where you cruise. Carriers review your boating history and training.
Is my tender covered by my yacht policy?
Often, if it’s listed or meets the policy’s definition of a tender. Many policies cover tenders and their motors up to a set value. Personal watercraft may need to be listed separately.
How is private aircraft insurance priced?
Mainly by the aircraft’s value and type, pilot experience and ratings, how it’s used and where it’s based. Hull coverage protects the aircraft itself and liability covers injuries and damage to others. Training and pilot hours often affect the price most.
What is a navigation limit on a yacht policy?
It’s the area where the yacht is covered, like the U.S. East Coast or the Caribbean, sometimes with seasonal limits during hurricane season. Cruising outside the limit without approval can leave you uncovered, so tell us before a longer trip.

Insurance words, in plain English: agreed value · umbrella vs excess liability

see what your
program is missing.

Most have gaps. Find yours with a policy review.

get startedor call 802-GOT-RIZA