Can your technician repair the combi oven before dinner service?
Insurance that helps you say yes to the next kitchen-down call.
Prefer to talk? Call +1 802-GOT-RIZA
Meet restaurant and facility requirements before work starts.
Add technicians, vans, parts, and test equipment as the business grows.
Show cooking, gas, electrical, plumbing, and refrigeration work in one clear review.
Restaurant operator requests insurance evidence for multi-location kitchen service contract. Riza reviews the operation and requirements, then confirms the food equipment service business can move forward.
When the equipment stops, the customer’s revenue does too. Insurance should help you respond.
Add the call. Dispatch the technician. Keep vehicles, parts, tools, and commercial kitchens moving.
01Contract requirementLiability limits and endorsementsMapped
02Operational changeNew technician, van, and parts inventoryAdded
03Job accessCertificate packageReady
Get cleared for the customer’s facility.
Organize limits, certificates, and vendor requirements before the first service call.
Show every utility the technician touches.
Gas, electric, steam, water, refrigeration, ventilation, and controls can change carrier fit.
Protect the kitchen around the repair.
Build around hot equipment, food, customer property, technicians, parts, vehicles, and completed work.
Coverage built around your food-equipment work.
Coverage fit
Built for hot-side equipment and urgent service.
Common details that shape the quote:
- Ovens, fryers, ranges, steam, and holding equipment
- Gas, electrical, plumbing, and ventilation work
- Restaurants, institutions, and occupied kitchens
Cooking equipmentCover what keeps your food-equipment service business moving.
Customer kitchens, utilities, technicians, service vans, parts, and diagnostic tools create different insurance needs.
Protect the kitchen around the repair.
Help protect the business from covered injury, property damage, and completed-work claims arising from eligible commercial food-equipment operations.
Explore general liability →
Protect technicians working around heat and energized equipment.
Support state requirements and benefits for covered employee injuries as field and service payroll grows.
Explore workers’ comp →
Keep emergency service on the road.
Help protect eligible work vehicles and drivers carrying people, parts, tools, and equipment between customer locations.
Explore commercial auto →
Protect meters, recovery equipment, and specialty tools.
Help protect eligible tools, diagnostic instruments, and mobile equipment between the shop, vehicles, and jobsites.
Explore tools and equipment →Need more than the core policies? Add property, umbrella and excess, pollution, professional, installation, cyber, and other available coverage to the same review.
Explore all coverageAlready insured?
A better renewal starts with the policy you already have.
Send it once. We’ll compare it with today’s equipment types, utilities, technicians, vehicles, parts, contracts, and available options.
Send
Compare
Choose
Illustrative example. Availability, eligibility, pricing, coverage, and terms depend on carrier underwriting and the policy.
Your questions, answered.
What you may want to know before you buy or switch.
What insurance does a commercial food equipment contractor usually need?
Commercial food equipment contractors often consider general liability, workers’ compensation, commercial auto, and tools and equipment coverage. Property, business income, umbrella or excess, pollution, professional, cyber, installation, or other coverage may also matter depending on the operation and carrier eligibility.
Why should cooking equipment and refrigeration work be separated?
Hot-side cooking, warewashing, beverage, refrigeration, gas, electrical, plumbing, and ventilation work involve different hazards, licenses, tools, refrigerants, and completed-work responsibilities. The percentage of each operation should be shown accurately.
Can Riza review my current a commercial food equipment contractor insurance before renewal?
Yes. Send the current policies, loss runs, vehicle and driver information, payroll, revenue, equipment types, utilities, service and installation mix, technicians, vehicles, parts, and contracts, and representative contract requirements. Riza can organize the submission and compare available options.
What affects the price of a commercial food equipment contractor insurance?
Carrier pricing can reflect hot-side equipment, gas, electrical and plumbing work, refrigeration, rigging, installation, revenue, payroll, vehicles, parts, and customer types, locations, states, limits, deductibles, and loss history. Carrier appetite and the complete policy structure also affect the available options.
Ready for
the next job?
Tell us about your food-equipment service business or send your current policy. We’ll help organize the next step.
Prefer to talk? Call +1 802-GOT-RIZAMon-Sun, 8am-8pm ET