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Illustrated open road with a tall office building, a street tree, clipped hedges and a riding mower on a striped lawn on one side, and a tall tree over a pickup towing a landscape trailer with a mower, mulch and a purple fuel can on the other

Landscaping and lawn care insurance

add the
next crew.

Liability, comp, trucks, trailers and mowers for landscaping companies adding routes, installs and seasonal work.

get started

MARKETS WE PLACE THROUGH

Progressive Commercial
Chubb
Travelers
Nationwide
AmTrust
CNA
biBerk
ERGO NEXT
THREE

a bad day on
the job, covered.

A thrown stone, a fall, a stolen mower. Tap around to see which policy steps in.

Illustrated cutaway of an office building with a front window shattered by a stone beside a riding mower and a purple fuel can, a ladder tipped over a hedge with a dropped hedge trimmer, and a landscape trailer in the lot that has dented a parked car, its gate down and a cut strap where a mower was

general liability

The mower throws a stone through a window

Damage to the customer’s property.

workers’ comp

A crew member falls trimming the hedge

Medical bills and lost wages.

commercial auto

The trailer clips a car in the lot

Damage you cause on the road and on site.

tools and equipment

A mower goes missing off the trailer

Mowers and equipment, on the job or on the road.

general liability

The mower throws a stone through a window

Damage to the customer’s property.

Examples. Your policy sets the details.

the work changes
what we check.

Maintenance routes, installs and seasonal work carry different risks. Pick yours.

Maintenance routes

Many properties, every week.

We check the residential and commercial mix, and that every truck, trailer and mower on the route is on the right policy.

we check first: Every truck and trailer. Illustrated walk‑behind mower beside a trimmed hedge on a striped lawn, a string trimmer, a backpack blower and a purple fuel can

broke a window?
make one call.

We file it, get an adjuster on it and follow up until it’s closed.

  1. 1. Call us from the job

    Tell us what happened and send a few photos.

  2. 2. We file it

    Photos, notes and the customer’s details go to the carrier.

  3. 3. We push it through

    Repairs, the customer’s claim and your payout, followed to the end.

the best price, without the shopping.

Tell us about your business once. We compare the market and bring back your options, side by side.

Fieldstone Grounds

your options

$15,600a year, 4 policies

3 options, same coverage

Option A$15,600

Option B$17,100

Option C$18,700

9 crew members5 trucksDallas, TXClean records
compare your options
same
coverage,

best price

switching takes one signature.

Keep your broker until the numbers say move. We do the paperwork.

  1. 1. Send your policy

    Your current policy is enough. No forms.

  2. 2. We compare

    Coverage, service and price, side by side with today’s options.

  3. 3. You choose

    Stay or switch. If you switch, we handle the paperwork.

get started

guides
landscapers ask for.

Each coverage on a landscaping route, in plain English.

growing by
acquisition?

Buying another landscaping shop, backed by private equity or getting ready to sell? We cover the deal and the company you’re building.

good to know.

Straight answers about landscaping insurance.

What insurance does a landscaping business need?
Most landscaping and lawn care businesses carry general liability, workers’ comp once they have employees, commercial auto for trucks and trailers, and tools coverage for mowers and equipment. Property managers often ask for proof of liability before a grounds contract starts. What fits depends on your services, your crew and your contracts.
Does general liability cover a stone thrown by a mower?
It can cover damage to someone else’s property, like a window, a car or a sign, and injuries to people nearby, when your work causes it. Damage to your own mower or the lawn you were cutting is a separate question. Exclusions and deductibles matter, so the wording is worth reading closely.
What affects the price of landscaping insurance?
Mainly maintenance versus installation work, tree work, excavation, snow removal and chemical application, plus territory, seasonality, payroll, trucks, trailers and equipment. Limits, deductibles and claims history move it too. We compare limits and exclusions alongside the premium, so you compare more than the payment.
Why does the exact landscaping service mix matter?
Carriers can view routine mowing and grounds maintenance differently from hardscape, grading, excavation, irrigation installation, tree work, snow removal, or pesticide and herbicide application. Each one can change which carriers will write the policy and what it covers, so every service the crew performs should be described accurately.

see what your
program is missing.

Most have gaps. Find yours with a policy review.

get startedor call 802-GOT-RIZA