Can you send a COI before the reroof starts Monday?
Insurance that helps you say yes to your next roofing job.
Prefer to talk? Call +1 802-GOT-RIZA
Clear contract requirements before the crew reaches the roof.
Add crews, trucks, and equipment as the backlog grows.
Show roof type, height, and work mix in one clear review.
A general contractor requests a certificate before a reroof. Riza reviews the limits and additional insured request, then confirms the roofing crew can mobilize.
Your roofing business wins work above ground. Insurance should help it get there.
Clear the contract. Staff the next roof. Keep crews, trucks, and equipment moving between jobs.
01Contract requirementLiability limits and endorsementsMapped
02Operational changeSecond crew, truck, and liftAdded
03Job accessCertificate packageReady
Get cleared before setup.
Organize limits, endorsements, and certificate requests before materials and crews arrive.
Describe the roof, not just the trade.
Height, slope, material, hot work, repairs, and new construction can change carrier fit.
Protect the operation below the roofline.
Build around the crews, trucks, trailers, tools, and completed work that revenue depends on.
Coverage built around your roofing work.
Coverage fit
Built for the calls that cannot wait.
Common details that shape the quote:
- Leak investigation and emergency repair
- Work on occupied buildings
- Service trucks, ladders, and mobile tools
Service and repairCover what keeps your roofing business moving.
Roofs, crews, trucks, and mobile equipment create different insurance needs.
Protect the work after the final inspection.
Help protect the business from covered injury, property damage, and completed-work claims arising from eligible roofing operations.
Explore general liability →
Protect the people working at height.
Support state requirements and benefits for covered employee injuries as crews and payroll grow.
Explore workers’ comp →
Keep trucks, trailers, and materials moving.
Help protect eligible work vehicles and drivers carrying crews, ladders, materials, and equipment between jobs.
Explore commercial auto →
Protect what reaches and works the roof.
Help protect eligible ladders, lifts, generators, welders, and mobile equipment between the yard and jobsites.
Explore tools and equipment →Need more than the core policies? Add property, umbrella and excess, installation, pollution, cyber, surety, and other available coverage to the same review.
Explore all coverageAlready insured?
A better renewal starts with the policy you already have.
Send it once. We’ll compare it with today’s roof types, heights, crews, trucks, equipment, contracts, and available options.
Send
Compare
Choose
Illustrative example. Availability, eligibility, pricing, coverage, and terms depend on carrier underwriting and the policy.
Your questions, answered.
What you may want to know before you buy or switch.
What insurance does a roofing contractor usually need?
Roofing contractors often consider general liability, workers’ compensation, commercial auto, and tools and equipment coverage. Property, business income, umbrella or excess, pollution, professional, installation, cyber, surety, or other coverage may also matter depending on the operation and carrier eligibility. The right package depends on the business, state rules, contracts, and policy terms.
Why do roof type and maximum height matter?
Carriers can view low-slope commercial roofing, steep-slope residential work, hot-applied systems, torch work, tear-offs, repair, and new construction differently. Maximum height, fall protection, subcontracting, and the percentage of each operation should be described accurately before quoting.
Can Riza review my current a roofing contractor insurance before renewal?
Yes. Send the current policies, loss runs, vehicle and driver information, payroll, revenue, roof types, heights, materials, work mix, employees, and subcontractors, and representative contract requirements. Riza can organize the submission, compare available options, and show you material differences before you decide whether to switch.
What affects the price of a roofing contractor insurance?
Carrier pricing can reflect roof type, maximum height, slope, hot work, tear-offs, new construction, revenue, payroll, subcontractor costs, vehicles, and equipment, locations, states, limits, deductibles, and loss history. Carrier appetite and the complete policy structure also affect the available options.
Ready for
the next job?
Tell us about your roofing business or send your current policy. We’ll help organize the next step.
Prefer to talk? Call +1 802-GOT-RIZAMon-Sun, 8am-8pm ET