Can you send a COI before the duct-cleaning project starts?
Insurance that helps you say yes to the next duct-cleaning job.
Prefer to talk? Call +1 802-GOT-RIZA
Protect occupied customer spaces before work starts.
Add technicians, vans, and negative-air equipment as the business grows.
Show duct, dryer vent, exhaust, and remediation work in one clear review.
Building manager requests insurance evidence for commercial duct-cleaning project. Riza reviews the operation and requirements, then confirms the air duct cleaning business can move forward.
Cleaner systems require careful work. Insurance should help you take on more of it.
Clear the building requirement. Schedule the crew. Keep vans, vacuums, agitation tools, and customer spaces protected.
01Contract requirementLiability limits and endorsementsMapped
02Operational changeNew technician, van, and vacuum systemAdded
03Job accessCertificate packageReady
Get cleared before equipment enters the building.
Organize limits, certificates, access rules, and customer-property controls before work begins.
Separate cleaning from remediation.
Duct cleaning, dryer vents, kitchen exhaust, microbial treatment, asbestos, and mold work can change carrier fit.
Protect the occupied space.
Build around dust containment, finishes, duct systems, technicians, vehicles, and mobile equipment.
Coverage built around your duct-cleaning work.
Coverage fit
Built around careful service inside customer homes.
Common details that shape the quote:
- Negative-air and agitation methods
- Floors, finishes, registers, and HVAC systems
- Technicians, vans, hoses, and vacuum equipment
Residential duct cleaningCover what keeps your air duct business moving.
Customer spaces, duct systems, technicians, vehicles, vacuums, and access equipment create different insurance needs.
Protect the building around the duct system.
Help protect the business from covered injury, property damage, and completed-work claims arising from eligible air duct cleaning operations.
Explore general liability →
Protect technicians working inside ducts and occupied spaces.
Support state requirements and benefits for covered employee injuries as field and service payroll grows.
Explore workers’ comp →
Keep crews and equipment on the schedule.
Help protect eligible work vehicles and drivers carrying people, parts, tools, and equipment between customer locations.
Explore commercial auto →
Protect vacuums, cameras, and agitation tools.
Help protect eligible tools, diagnostic instruments, and mobile equipment between the shop, vehicles, and jobsites.
Explore tools and equipment →Need more than the core policies? Add pollution, property, umbrella and excess, professional, cyber, and other available coverage to the same review.
Explore all coverageAlready insured?
A better renewal starts with the policy you already have.
Send it once. We’ll compare it with today’s system types, access, cleaning methods, technicians, vehicles, equipment, and available options.
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Illustrative example. Availability, eligibility, pricing, coverage, and terms depend on carrier underwriting and the policy.
Your questions, answered.
What you may want to know before you buy or switch.
What insurance does an air duct cleaning company usually need?
Air duct cleaning companies often consider general liability, workers’ compensation, commercial auto, and tools and equipment coverage. Property, business income, umbrella or excess, pollution, professional, cyber, installation, or other coverage may also matter depending on the operation and carrier eligibility.
Does mold remediation or asbestos work change air duct cleaning insurance?
Yes. Standard duct cleaning can be viewed differently from microbial remediation, asbestos disturbance, hazardous-material cleanup, or applying antimicrobial products. Those operations may require specialized licenses, controls, and coverage and should not be assumed covered.
Can Riza review my current an air duct cleaning company insurance before renewal?
Yes. Send the current policies, loss runs, vehicle and driver information, payroll, revenue, duct and exhaust types, cleaning methods, building access, remediation work, technicians, vehicles, and equipment, and representative contract requirements. Riza can organize the submission and compare available options.
What affects the price of an air duct cleaning company insurance?
Carrier pricing can reflect residential versus commercial work, system size, roof or confined access, kitchen exhaust, microbial treatment, remediation, revenue, payroll, vehicles, and equipment, locations, states, limits, deductibles, and loss history. Carrier appetite and the complete policy structure also affect the available options.
Ready for
the next job?
Tell us about your air duct cleaning business or send your current policy. We’ll help organize the next step.
Prefer to talk? Call +1 802-GOT-RIZAMon-Sun, 8am-8pm ET