Home repairs, rental turnovers or regular maintenance. A customer’s repair list can include tasks outside the handyman exemption. Get help checking coverage while you confirm the permitted work. One broker, from quote to renewal.
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Compare coverage and price before you choose
Review new tasks, helpers and tools before the next job
Nevada requirements. One broker to help.
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Protect the work, the people and everything it takes to get the job done. We’ll help you choose what fits.
Your work
LiabilityHelp protect your business when your work injures someone else or damages their property. Check protection for claims that arise after the job is finished.
Your people
State rulesHelp your employees get medical care and wage benefits after a covered work injury. We help you check state rules and customer requirements.
Your vehicles
On the roadProtect the driving behind the work. Review liability, vehicle damage and the use of hired or employee-owned vehicles separately.
Your equipment
On the jobHelp protect the equipment you depend on. Check how your drills, saws and ladders are covered at the shop, in transit and on the job.
For your next Nevada job and the changes after it, you have someone to call.
Nevada licensing and customer requirements checked togetherLimits and endorsements explained before you chooseCertificates issued from the policy as writtenHelp resolving the insurance questions holding up a jobNevada licensing and customer requirements checked togetherLimits and endorsements explained before you chooseCertificates issued from the policy as writtenHelp resolving the insurance questions holding up a jobReview new tasks, helpers and tools before the next jobTell us when you add a new kind of workWe coordinate requested changes with the carrierYour coverage reviewed as the business changesHelp reporting what happened to the carrierYour photos and job details organizedSomeone to call about the next stepFollow-up support while the carrier reviews the claimYour current policy and business changes reviewed togetherAvailable options compared on coverage and priceDifferences explained before you decideStay or switch. The choice is yoursYour license, customer contract and insurance each do a different job. We help you check how they fit together.
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What Nevada handyman businesses ask before choosing coverage.
Do not rely on that. Nevada’s exemption restricts work that forms part of a larger project and contracts divided to evade licensing law. The current statute retains $500 tests for the larger-project exception, even though the standalone minor-repair threshold is below $1,000. Ask the Contractors Board about the full job. A policy or certificate does not authorize otherwise unlicensed work.
Nevada does not issue a handyman license. The minor repair or maintenance exemption is generally for work below $1,000, including labor and materials, with important exceptions. Permits, plumbing, electrical, refrigeration, heating and air-conditioning work can remove the exemption, as can work forming part of a larger project.
A license exemption is not an insurance policy. Customers may still ask for liability coverage and particular endorsements. If your work requires a contractor license, review the board’s bond and employee-coverage evidence separately from your customer’s insurance request.
Nevada generally requires workers’ compensation when a business has employees, subject to exemptions and special rules. Construction and subcontractor relationships need particular care. Confirm owner treatment and the actual working relationship before deciding a helper is exempt.
There is no single price for every Nevada contractor. Your work, payroll or revenue, vehicles, claims history and coverage choices affect the quote. Two businesses in the same state can need different protection and pay different amounts. Riza helps compare available options, including limits, exclusions, deductibles and payment terms, so the monthly price is not the only thing you see. Tell us about your business or bring your current policy to start the conversation.
Yes. Bring your current policy and tell us what has changed in the business, whether that is more people, different jobs, new vehicles or a customer asking for higher limits. We help compare available options on coverage and price and explain the differences. You can decide whether to stay or switch. If you change policies, confirm the new coverage is effective before cancelling the old one so you do not create an unintended gap.
Tell us about your Nevada business, or bring your current policy. We’ll help you see your options.
Prefer to talk? Call +1 802-GOT-RIZA · Sun to Sat, 8am to 8pm ET