Home repairs, rental turnovers or regular maintenance. Get help comparing coverage for your repair list, tools and the insurance your customers ask for. One broker, from quote to renewal.
Prefer to talk? Call +1 802-GOT-RIZA · Sun to Sat, 8am to 8pm ET
Compare coverage and price before you choose
Review new tasks, helpers and tools before the next job
Texas requirements. One broker to help.
Markets we place through.
Protect the work, the people and everything it takes to get the job done. We’ll help you choose what fits.
Your work
LiabilityHelp protect your business when your work injures someone else or damages their property. Check protection for claims that arise after the job is finished.
Your people
State rulesHelp your employees get medical care and wage benefits after a covered work injury. We help you check state rules and customer requirements.
Your vehicles
On the roadProtect the driving behind the work. Review liability, vehicle damage and the use of hired or employee-owned vehicles separately.
Your equipment
On the jobHelp protect the equipment you depend on. Check how your drills, saws and ladders are covered at the shop, in transit and on the job.
For your next Texas job and the changes after it, you have someone to call.
Texas licensing and customer requirements checked togetherLimits and endorsements explained before you chooseCertificates issued from the policy as writtenHelp resolving the insurance questions holding up a jobTexas licensing and customer requirements checked togetherLimits and endorsements explained before you chooseCertificates issued from the policy as writtenHelp resolving the insurance questions holding up a jobReview new tasks, helpers and tools before the next jobTell us when you add a new kind of workWe coordinate requested changes with the carrierYour coverage reviewed as the business changesHelp reporting what happened to the carrierYour photos and job details organizedSomeone to call about the next stepFollow-up support while the carrier reviews the claimYour current policy and business changes reviewed togetherAvailable options compared on coverage and priceDifferences explained before you decideStay or switch. The choice is yoursYour license, customer contract and insurance each do a different job. We help you check how they fit together.
Already insured? Send it once. We compare it with today’s options.
What Texas handyman businesses ask before choosing coverage.
Insurance is not an electrical license. TDLR requires people performing non-exempt electrical work to be licensed and work through a licensed electrical contractor. Ask TDLR about the exact task rather than assuming a small repair is exempt. Separately, have your broker check whether the insurer accepts that work. Legal permission and insurance coverage are different checks.
Texas has no statewide general contractor license, but that does not make every handyman task unregulated. Local permits and registration can apply. Non-exempt electrical work requires the appropriate Texas license and a licensed electrical contractor; check plumbing and HVAC work separately.
Ask each customer or property manager for the insurance requirements before you price the work. The requested liability limit, additional insured endorsement and vehicle or employee coverage can differ between a home repair and a recurring maintenance contract.
Most private Texas employers can choose whether to carry workers’ comp. Private employers contracting with government entities must cover employees on the project. Customers may also require it. Choosing not to carry it brings notice requirements and liability consequences.
There is no single price for every Texas contractor. Your work, payroll or revenue, vehicles, claims history and coverage choices affect the quote. Two businesses in the same state can need different protection and pay different amounts. Riza helps compare available options, including limits, exclusions, deductibles and payment terms, so the monthly price is not the only thing you see. Tell us about your business or bring your current policy to start the conversation.
Yes. Bring your current policy and tell us what has changed in the business, whether that is more people, different jobs, new vehicles or a customer asking for higher limits. We help compare available options on coverage and price and explain the differences. You can decide whether to stay or switch. If you change policies, confirm the new coverage is effective before cancelling the old one so you do not create an unintended gap.
Tell us about your Texas business, or bring your current policy. We’ll help you see your options.
Prefer to talk? Call +1 802-GOT-RIZA · Sun to Sat, 8am to 8pm ET