Buy-and-build insurance
the next add-on is its own insurance file.
Riza is a licensed insurance agency and broker for lower-middle-market private equity platforms and their add-ons.
A platform program is a starting point. It is not automatic coverage for the company you are about to buy.
what should you check before each add-on closes?
- 01Read each clause.Eligibility, size, and notice windows are policy by policy.
- 02Split past and future.A tail is for pre-close acts. New acts need go-forward coverage.
- 03Combine on purpose.A worse experience mod or shared limit can offset a smaller invoice.
where to go next.
- Add-on insurance integrationThe full guide: six decisions, the experience mod, and a 30/60/90 handoff.
- R&W insurance for add-onsWhen the platform policy stops, and the four ways to protect the next add-on.
- Add-on acquisition checklistThe shorter working checklist for the file.
- First 100 daysWhat the operating team owns after closing.
- Insurance for acquisitive companiesOne program for the second acquisition through the twentieth.
bring the next add-on to us before it closes.
We read the platform policies against the target, list what needs insurer sign-off, and price what does not fit.